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The World Elite beats the Platinum Mastercard by 1.00%, netting 1.50% cash back on foreign purchases (after the fee) instead of 0.50%.
Cardholders will also get a comprehensive insurance package that includes collision damage coverage for rental vehicles, and trip interruption, trip cancellation, and emergency travel medical insurance.
Another excellent option is The Rogers Platinum Mastercard which now gives you 3% cashback rewards on all purchases in a foreign currency and 1.25% cashback rewards on all other purchases – one of the richest flat cashback rewards rates for a no annual fee card in Canada.
Rogers Mastercard’s foreign transaction subsidy is structured differently than the Home Trust Preferred Visa Card’s fee waiver, but still offers significant value.
Aside from that, using a credit card that subsidizes or waives your foreign transaction fee is actually cheaper than exchanging currencies at the bank, or at a boutique foreign exchange bureau – which routinely cost anywhere from 1%-3% to exchange your money.
Debit and out-of-country ATM cash withdrawals are no better, each typically charging a foreign exchange fee of 2.5% or more.
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Not to mention it also wipes away the 1-2% in rewards you thought you were earning.The bad news is most Canadian credit card companies add a 2.5%-3% foreign transaction fee to each purchase that cardholders make outside the country.The good news is that a select few credit cards in Canada, like the Home Trust Preferred Visa, Rogers Platinum Mastercard, Rogers World Elite Mastercard and Scotiabank Passport Visa Infinite make up for or waive the fee so that you’re not charged at all.Girls of Oz is proud to have some of the hottest and naughtiest Sydney based phone sex babes on its roster.Our city of Sydney based Aussie phonesex babes are passionate about what they do and how they give it to you.